How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a state-mandated filing that proves you carry liability insurance, required after DUI, reckless driving, or driving uninsured. Filing periods range from 1 to 5 years depending on your state and violation.
Non-Owner SR-22
Non-owner policies satisfy SR-22 requirements without owning a vehicle, common for drivers reinstating after suspension who don't plan to drive regularly. Premiums run $25–$50/month in most states.
Liability Insurance
Liability coverage pays for damage you cause to others and is legally required in 48 states. State minimums range from $10,000 to $50,000 per person for bodily injury.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance, required in 20 states and recommended in all others. About 13% of U.S. drivers carry no insurance.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with DUI convictions, suspended licenses, or multiple violations. Rates run 50–200% higher than standard market premiums.
